Public Adjuster FAQs
Expert Public Adjusting collects a percentage of whatever settlement the policyholder receives, plus reimbursement for certain expenses disclosed and agreed on the contract you and your family or business are presented up front. That means Expert Public Adjusting has your best interests aligned with their best interest to get you the largest possible settlement.
There are no certainties in insurance negotiations, but the experienced, diligent and licensed staff at Expert Public Adjusting certainly improve your likelihood for success and a larger payout on your claim.
A public adjuster handles insurance claims working as your advocate during negotiations and insurance appraisals. Expert Public Adjusting helps by reviewing your coverage, applying ordinance and law provisions as well as interpreting ambiguities in insurance policies to optimize your benefits.
Expert Public Adjusting may increase the odds that property owners will receive the utmost settlement from a claim. One study by the government group OPPAGA determined settlements utilizing public adjusters were 747% higher than those for homeowners without a PA. While our Staff does its very best for you, many factors influence insurance settlements and not every claim will be as successful as that prior study.
Most importantly, Expert Public Adjusting develops your claim file, documents your damages, and prepares a customized estimate for the insurance to ensure you get the highest possible compensation as quickly as possible so you can get back to your best life.
Yes, you can but even attorneys on television point out the lawyer who represents himself has a fool for a client. The intricacies of an insurance policy, the resources and experience, and the time to fully develop a claim all weigh against the policy holder.
Absent the training, experience and time to devote to pursuing your claim, the average policyholder cannot expect to successfully contend against the team of people working for the insurance company. Independent and staff adjusters consults, industrial hygienists, engineers and construction experts all paid to minimize your claim and save the insurance company money.
The adjuster working for the insurance company is there to minimize your claim and reduce the insurers costs. It might seem as if the insurance company's adjuster is trying to help you—they are not.
Expert Public Adjusting works exclusively for you and is there to receive full restoration and the highest possible claim settlement.
Expert Public Adjusting uses only trained, experienced personnel—licensed, insured and bonded. Our staff know the construction and restoration businesses intimately and maintain a deep understanding of the insurance industry. We train continuously to maintain our expertise—combined with our experience, allows us to properly review your policy and correctly adjust your claim.
Expert Public Adjusting works diligently to ensure you receive an ultimate settlement as quickly as possible. There is no guarantee, because the goal of the insurance company is to settle for as little as possible. Often, this means the policyholder gets cheated. Expert Public Adjusting protects against this.
You should never lose your coverage for hiring a public adjuster. Hiring a public adjuster is your right when you file an insurance claim.
Insurers dislike Expert Public Adjusting because we usually increase your settlement. Your insurance company should not punish you by dropping coverage or increasing your rates.
Expert Public Adjusting collects a percentage of whatever settlement the policyholder receives, plus reimbursement for certain expenses disclosed and agreed on in the contract you and your family or business are presented up front.
That means Expert Public Adjusting has your best interests aligned with their best interest to get you the largest possible settlement. There are no certainties in insurance negotiations but the skilled, experienced, diligent, and licensed staff at Expert Public Adjusting certainly improve your likelihood for success and a larger payout on your claim.
Yes, that adjuster is paid for by the insurance and they want to settle as quickly and cheaply as possible. That adjuster may even decide to deny your claim if they can find a way to do so.
Expert Public Adjusting works exclusively for you to maximize your legitimate settlement and opposes any smarmy tricks designed to underpay or deny your payment.
You should have someone review the offer to make sure it is fair before you accept. Expert Public Adjusting helps you to review your offer, develops the largest reasonable settlement and renegotiates your claim—in your best interests.
No. Unlike the insurance company's adjuster working on your claim, Expert Public Adjusting is not affiliated with any insurance company. We only work for you and we ensure you get the highest possible settlement. Public adjusters are not paid by insurance companies.